Drone exam · Insurance

A minor drone strike leaves a small mark on a client's roof. The client says they will decide later whether to claim. Should the operator wait several months before telling the insurer?

Answer

Follow the policy's notification condition promptly, even if the final claim value is not yet known. Provide facts without admitting matters beyond what has been established.

Explanation

Policies often require timely notice of incidents that may lead to a claim. Delay can make investigation harder and may create a coverage dispute.